Romas Laurinaitis

408 Holly Street

Mount Carmel, TN
$ 349,900 Beds 3 Baths 2 Sq 2,228
Monthly Estimate* How much can I afford?

Space, mountain views, a finished basement, and major updates already taken care of -- welcome to 408 Holly Street. If you've been looking for a home that gives you room to spread out without sacrificing the things that make a house feel like home, this spacious brick ranch deserves a look. With more than 2,200 square feet of living space, a large fenced-in backyard, a private primary suite, finished basement space, and beautiful Tennessee mountain views, there's a lot to love here -- and many of the big-ticket projects have already been completed. Step inside from the covered carport into a bright, comfortable living room that flows naturally into the kitchen. The kitchen offers generous cabinet and counter space along with an oversized pantry for extra storage. Just beyond the kitchen, a versatile bonus room gives you the flexibility to create the space your household needs -- whether that's a dining room, den, home office, playroom, or cozy sitting area. Two bedrooms and a full bathroom are located down the hall, while the primary suite is privately positioned on the opposite side of the home. The spacious primary bedroom features a large walk-in closet and an oversized en-suite bathroom, with convenient access to the laundry room. Downstairs, the finished basement gives you even more room to live, work, play, or entertain. Use it as a media room, home gym, playroom, office, hobby space, or second living area. There's also an unfinished storage and utility area for the things you want tucked away. Then step outside and take in the mountain views. The large fenced backyard features an oversized deck and fire pit area, creating plenty of room for gatherings, kids, pets, gardening, or simply enjoying a quiet Tennessee evening at home. And when it comes to the expensive stuff, the sellers have already put significant investment into the property. Since 2022, more than $53,000 in improvements have been made, including: • Full roof replacement -- March 2026 -- $18,500 with transferable warranty • New HVAC -- December 2025 -- $6,185 with transferable warranty • New refrigerator -- January 2025 -- $1,425 • New primary bedroom windows -- June 2024 -- $1,440 • Septic line upgrade for second bathroom -- October 2023 -- $3,800 • Leaf Filter installation -- July 2023 -- $4,935 • Fence installation -- Fall 2022 -- $17,000 That's more than $53,000 invested into the home, including a new roof and HVAC within the past year, giving the next owner the opportunity to move in and focus on enjoying the home rather than immediately taking on major projects. 408 Holly Street is the kind of home that gives you both space and flexibility: a classic brick ranch, private primary suite, finished basement, large fenced backyard, mountain views, and major recent improvements -- all in one property. Come see it in person and discover how much space this home has to offer.

Active

  • Price
  • $ 349,900
  • City
  • Mount Carmel
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hawkins
  • Half Bathrooms
  • 0
  • Area
  • Church Hil-Mt Carmel-E Hawkins
  • Lot Size
  • Zip
  • 37645
  • Sqr Footage
  • 2,228
  • Year Built
  • 1960
  • Taxes
  • $ 1682
  • Style
  • Ranch
  • MLS#
  • 10000309
Listed By: The Addington Agency Bristol
Data Source: Tennessee Virginia Regional MLS (NETAR)

Features

General

Sewer Public Sewer
Heating Central,Heat Pump
Cooling Central Air,Heat Pump
Roof Asphalt
Appliances Dishwasher,Range,Refrigerator
Zoning R-1
Patio/Porch Features Deck,Patio,Side Porch
Architectural Style Ranch
Construction Materials Brick,Vinyl Siding
Year Built 1960
Topography Level, Rolling Slope
Property Subtype Single Family Residence
County Hawkins
New Construction false
Property Type Residential
Association Amenities Landscaping
HOA false
Attached Garage false
Subdivision Name Westridge
Total Rooms 6
Full Baths 2
Status Active
Directions From West Stone Drive - turn right onto Kaywood Ave. Turn left onto Holly Street. The house will be on your left with a sign in the yard.
High School Volunteer
City Mount Carmel
MLS Area 415 - Church Hil/Mt Carmel/E Hawkins
Carport Spaces 1
Elementary School Mt Carmel
Home Warranty Y/N false
Middle/Junior High School Church Hill
Property Condition Above Average,Updated/Remodeled
MLS Area Minor 415 - Church Hil/Mt Carmel/E Hawkins
Structure Type House
Standard Status Active
Conventional true
FHA true
Financing_co_THDA true
Financing_co_USDA_sp_Loan true
Financing_co_VA_sp_Loan true
Vinyl Siding true
Cash true

Interior Features

Interior Amenities Bar,Pantry,Walk-In Closet(s)
Basement Block,Partially Finished,Sump Pump,Walk-Out Access,Workshop
Flooring Carpet,Laminate,Tile
Air Conditioning Y/N true
Heating Y/N true
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 415
Total Baths 2

Exterior Features

Parking Features Carport
Water Source Public
Building Area Total 3136
Lot Dimensions 100 X 160
Exterior_sp_Finish_co_Brick4 true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Johnson City, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mt Carmel Elementary School
Middle School Church Hill Middle School
High School Volunteer High School

Price History

9/1/2026 Listed $349,900

Property vs Zip Code Average in 37645

Price
AVG $320K
$350K
Taxes
AVG $1,675
$1,682
Year Built
AVG 1977
1960

In The Neighborhood

Areas That We Cover

408 Holly Street Mount Carmel, TN is a Single Family Home for sale at $349900 with 2228 sqft and a lot size of Acre(s). 408 Holly Street Mount Carmel has 3 bedrooms, 2 baths and was built in 1960. The property's zip code is 37645 which is in Mount Carmel, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Romas Laurinaitis

Romas Laurinaitis

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423-880-4506

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