527 Spruce Street

Mount Carmel, TN
$ 350,000 Beds 3 Baths 3 Sq 2,140
Monthly Estimate* How much can I afford?

Welcome to this beautifully updated split-level home, ideally situated in an established neighborhood in Mount Carmel! Offering a blend of modern updates throughout, as well as electrical and all new plumbing, spacious living areas, and versatile spaces, this home is move-in ready and waiting for its new owners. The main level features a spacious, open-concept living area that flows seamlessly into the beautifully updated kitchen. The kitchen showcases all brand-new stainless-steel appliances, all-new cabinetry, and new countertops, creating a fresh and modern space that is both stylish and functional. A spacious dining area provides the perfect setting for family meals and entertaining. Three bedrooms are located on the main level, including a generously sized primary bedroom with its own private bathroom. With two full bathrooms on the main level, this home offers added convenience for everyday living. The lower level provides a large, versatile living area with endless possibilities to create a family room, home office, recreation space, or whatever best suits your needs. A full bathroom is also located on the lower level and is ready for your personal touch. This level also includes the laundry area, garage access, and additional storage potential. New LVP flooring throughout adds a fresh, cohesive look while providing durability for everyday living. Step outside to enjoy the private, fully fenced backyard, offering a peaceful setting to relax and enjoy the serene surroundings. The spacious yard provides plenty of room for children to play and pets to roam, while the useful outbuilding offers additional storage or workspace. With its desirable location, modern updates, spacious floor plan, and private outdoor space, this Mount Carmel home offers an excellent opportunity to enjoy comfortable living in an established neighborhood. Come see all this home has to offer!

Active

  • Price
  • $ 350,000
  • City
  • Mount Carmel
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Hawkins
  • Half Bathrooms
  • 0
  • Area
  • Church Hil-Mt Carmel-E Hawkins
  • Lot Size
  • Zip
  • 37645
  • Sqr Footage
  • 2,140
  • Year Built
  • 1971
  • Taxes
  • $ 1695
  • Style
  • Split Level
  • MLS#
  • 10000731
Listed By: Copper Key Properties
Data Source: Tennessee Virginia Regional MLS (NETAR)

Features

General

Sewer Public Sewer
Heating Central,Heat Pump,Natural Gas
Cooling Ceiling Fan(s),Heat Pump
Utilities Cable Available,Electricity Available,Electricity Connected,Natural Gas Connected,Sewer Connected,Water Available,Water Connected
Roof Metal
Appliances Dishwasher,Electric Range,Microwave,Refrigerator
Zoning R-1
Garage Spaces 2
Patio/Porch Features Front Porch,Rear Patio
Architectural Style Split Level
Construction Materials Brick,Vinyl Siding
Year Built 1971
View Mountain(s)
Topography Level, Rolling Slope
Property Subtype Single Family Residence
County Hawkins
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Ponderosa Estates
Other Structures Outbuilding
Total Rooms 8
Full Baths 3
Status Active
Directions From US 11W S/W Stone Dr Kingsport turn right onto University Blvd for 0.7 miles, turn left onto Walnut St 0.4 miles, turn right onto Independence Ave 0.5 miles turn left onto Spruce St, 0.1 miles, house on right.
High School Volunteer
City Mount Carmel
MLS Area 415 - Church Hil/Mt Carmel/E Hawkins
Elementary School Mt Carmel
Home Warranty Y/N false
Middle/Junior High School Church Hill
Property Condition Above Average,Updated/Remodeled
MLS Area Minor 415 - Church Hil/Mt Carmel/E Hawkins
Structure Type House
Standard Status Active
Conventional true
FHA true
Financing_co_THDA true
Financing_co_USDA_sp_Loan true
Financing_co_VA_sp_Loan true
Vinyl Siding true
Cash true

Interior Features

Interior Amenities Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Remodeled
Basement Finished,Garage Door
Flooring Luxury Vinyl
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Total Bedrooms 3
Below Grade Finished Area 702
Total Baths 3

Exterior Features

Fencing Back Yard,Privacy
Parking Features Driveway,Asphalt
Water Source Public
Foundation Details Block
Building Area Total 2788
Lot Dimensions 100 X 199.64 IRR
Door Features French Doors
Exterior_sp_Finish_co_Brick4 true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Johnson City, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mt Carmel Elementary School
Middle School Church Hill Middle School
High School Volunteer High School

Price History

9/10/2026 Listed $396,000
9/25/2026 12% - $350,000

Property vs Zip Code Average in 37645

Price
AVG $310K
$350K
Taxes
AVG $1,620
$1,695
Year Built
AVG 1977
1971

Areas That We Cover

527 Spruce Street Mount Carmel, TN is a Single Family Home for sale at $350000 with 2140 sqft and a lot size of Acre(s). 527 Spruce Street Mount Carmel has 3 bedrooms, 3 baths and was built in 1971. The property's zip code is 37645 which is in Mount Carmel, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.