MOUNTAIN CITY + BOONE ACCESS & POTENTIAL 3.125% ASSUMABLE FHA LOAN! Located in Trade, TN with convenient access to Hwy 421, this home is approximately 10 minutes to Mountain City and 20 minutes to Boone, NC. It's an appealing choice for buyers who work or spend time in the NC High Country but want the convenience of Tennessee living and its tax-friendly environment. Set on 1.22 acres with no HOA and no zoning, this inviting mountain home is served by a 2-bedroom septic permit and offers 2 bedrooms plus 2 additional bonus/flex rooms currently furnished and used as sleeping spaces. The main-level primary suite features an en suite bath and large walk-in closet. A second main-level bonus/flex room is conveniently located near a full hall bath. Upstairs, the spacious bedroom opens to a private balcony, while the second upstairs bonus/flex room is currently staged as a nursery. A third full bath upstairs adds even more flexibility. Currently used as an Airbnb with 5-star guest reviews, the home features hardwood floors, an open kitchen and living area, gas-log fireplace, beverage cooler and abundant natural light. Additional features include a REME HALO UVC air purification system, whole-house water filtration, reverse osmosis in the kitchen, encapsulated crawl space with dehumidifier and approximately 4 feet of storage height, plus an electrical panel wired for a generator. Recent maintenance includes septic pumped 6/2025 and well pump replaced 11/2024. Offered AS IS and furnished with a few exclusions, making for an easy transition as a primary residence, second home or continued rental use. Outside, enjoy seasonal Rich Mountain views, a fenced backyard, firepit, wooded privacy and plenty of room to roam. An outbuilding provides storage for mower and tools, while the adorable backyard shed creates a fun retreat near the firepit. A wonderful combination of High Country convenience, flexible living space, useful system upgrades and outdoor enjoyment - close to both Mountain City and Boone.
Based on the average sale price from the Johnson City, TN office
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
10444 South Highway 421 Trade, TN is a Single Family Home for sale at $545000 with 2189 sqft and a lot size of 1.22 Acres Acre(s). 10444 South Highway 421 Trade has 2 bedrooms, 3 baths and was built in 2007. The property's zip code is 37691 which is in Trade, TN
*Information deemed reliable but not guaranteed.
Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.