311 Alberts Cove

Rutledge, TN
$ 1,100,000 Beds 4 Baths 3.5 Sq 5,072 Virtual Tour
Monthly Estimate* How much can I afford?

If you have ever pictured waking up to open water every single morning, this is the home you have been looking for. Sitting on 3.1 acres with over 500 feet of shale shoreline on the main channel of Cherokee Lake, this all-brick, 4-bedroom home in Rutledge, Tennessee gives you 270-degree lake views from nearly every room, with the Smoky Mountains rising behind the water in the distance. The drone photos tell part of the story. The walls of windows across the back of the house tell the rest. In this home, the lake is part of daily life, not just a weekend destination. You can be on the water in minutes with your covered boat dock right on property. You can sit on the upper deck with your morning coffee and watch the sun move across the water. That same deck is where dinner with guests becomes something people talk about. At night, the hot tub is right there when you want it. This is not a lake-adjacent property with a sliver of a view. This is the real thing, completely private, with open water stretching out in every direction. Inside, the main level living room features soaring ceilings, a gas fireplace, and a wall of windows framing Cherokee Lake and the Smoky Mountains like a living painting. The remodeled kitchen has granite countertops, a center island, and is plumbed for gas. The primary suite includes a private sunroom with direct lake views, and one of the guest rooms opens directly to the main deck overlooking the water. The completely remodeled primary bath features a tiled walk-in shower, double granite vanity, and finishes that feel intentional, not builder-grade. Plenty of storage throughout the home means everything has a place. What sets this home apart from most Cherokee Lake properties is the lower level. A kitchenette, a bedroom, and a full bath make it fully functional for guests or multi-generational living. Beyond that, the lower level opens into a large video room and a separate game room with enough space for a pool table. Two additional garage bays give you four total across the property. And the indoor lap pool, housed in its own sunroom, is 35 feet long and 4.5 feet deep, with a liner replaced two years ago. Year-round swimming is completely realistic. With over 500 feet of Cherokee Lake shoreline, a covered dock on the main channel, 270-degree views that include the Smoky Mountains, multi-level entertaining space, and the privacy of 3.1 wooded acres, there is genuinely nothing else like this available on Cherokee Lake right now.

Pending

  • Price
  • $ 1,100,000
  • City
  • Rutledge
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Grainger
  • Half Bathrooms
  • 1
  • Area
  • Grainger County
  • Lot Size
  • 3.1 Acres
  • Zip
  • 37861
  • Sqr Footage
  • 5,072
  • Year Built
  • 2001
  • Taxes
  • $ 4054
  • Style
  • Ranch, Traditional
  • MLS#
  • 9995445
Listed By: REMAX Real Estate Ten of Morristown
Data Source: Tennessee Virginia Regional MLS (NETAR)

Features

General

Sewer Septic Tank
Heating Central,Electric,Heat Pump,Propane
Cooling Central Air
Utilities Fiber Available,Cable Available,Electricity Connected,Propane
Roof Shingle
Appliances Electric Range,Microwave,Refrigerator
Zoning Residential
Garage Spaces 4
Patio/Porch Features Covered,Deck,Front Porch,Patio,Side Porch
Architectural Style Ranch,Traditional
Pool Features In Ground
Construction Materials Brick
Year Built 2001
View Water,Mountain(s)
Topography Part Wooded, Rolling Slope
Property Subtype Single Family Residence
Waterfront Features Lake Front,Lake Privileges
County Grainger
New Construction false
Property Type Residential
Association Amenities Spa/Hot Tub
HOA false
Attached Garage true
Subdivision Name Not Listed
Total Rooms 16
Full Baths 3
Status Pending
Directions Lakeshore to Alberts Cv. House on left near cul-de-sac
High School Out Of Area
City Rutledge
MLS Area 205 - Grainger County
Lot Size Units Acres
Lot Size Square Feet 135036
Elementary School Out Of Area
Home Warranty Y/N false
Current Financing None
Middle/Junior High School Out Of Area
Property Condition Above Average
MLS Area Minor 205 - Grainger County
Structure Type House
Standard Status Pending
Conventional true
Cash true
Existing_sp_Finance_co_None14 true

Interior Features

Interior Amenities Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Pantry,Remodeled,Walk-In Closet(s),Wired for Data
Basement Finished,Full,Garage Door,Heated,Plumbed,Walk-Out Access
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Gas Log,Living Room
Air Conditioning Y/N true
Heating Y/N true
Window Features Insulated Windows
Fireplace Y/N true
Half Baths 1
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 2048
Total Baths 4

Exterior Features

Exterior Amenities Dock,See Remarks
Parking Features Attached,Garage Door Opener
Water Source Well
Lot Size Area 3.1
Foundation Details Block
Building Area Total 8005
Lot Dimensions 160x339
Lot Size Acres 3.1
Waterfront Y/N true
Exterior_sp_Finish_co_Brick4 true
Exterior_sp_Features_co_Dock true
Exterior_sp_Features_co_See_sp_Remarks23 true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Johnson City, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Out Of Area Elementary School
Middle School Out Of Area Middle School
High School Out Of Area High School

Price History

5/15/2026 Listed $1,250,000
6/26/2026 12% - $1,100,000

Property vs Zip Code Average in 37861

Price
AVG $540K
$1.1M
Taxes
AVG $1,086
$4,054
Year Built
AVG 2003
2001

Areas That We Cover

311 Alberts Cove Rutledge, TN is a Single Family Home for sale at $1100000 with 5072 sqft and a lot size of 3.1 Acres Acre(s). 311 Alberts Cove Rutledge has 4 bedrooms, 3 baths and was built in 2001. The property's zip code is 37861 which is in Rutledge, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.